Auto Insurance Information After A DUI Conviction
Car insurance is a significant issue for those charged with drunk driving, DUI, DWI, or any other alcohol-related driving offense. Insurance companies base their rates on many factors, including driving record. Drunk driving convictions will cause many insurance carriers to drop an insured; others will raise the rates significantly.
Many people who have a drunk driving arrest, but are in the process of fighting their DUI case, are confused about what to tell their auto insurance company. It is best to consult with an attorney that knows these issues. However, our American system of justice presumes that those who stand accused are innocent until proven guilty in court. In many cases it is best not to reveal a pending case to an insurance carrier, simply because without a conviction, there is no obligation to do so.
There are many insurance brokers that specialize in placing drivers who have suffered a conviction. We sincerely hope that you never need the services of one of these brokers, but offer this as a resource for those who do.
Questions about insurance also come up in drunk driving cases that involve an accident. Again, it is critical to consult with a well-qualified lawyer in your area to determine whether the insurance company can exclude the incident from coverage. It will be necessary to review the insurance policy to determine this. In most cases, when someone has a DUI or DWI and gets into an accident, the insurance policy will cover the damage.
If someone you care about has been arrested for DUI, please contact a local drunk driving defense lawyer who can help solve your legal problem.